According to the Federal Reserve’s most recent Beige Book – a collection of anecdotal information on current economic conditions in each of its 12 districts – the U.S. economy continues to strengthen. Several districts reported a pickup in manufacturing, and the energy sector in particular was experiencing an uptick in employment for the first time…
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One of the most difficult decisions that people face when leaving an employer is whether or not to rollover their company pension to an IRA. It’s an especially difficult choice when you’ve worked at the same company for many years. If you choose to keep the money in your pension, the money will be distributed…
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Most everyone is probably aware that interest rates today in the U.S. are at historical lows. To a large extent this is due to the quantitative easing strategy that the fed has been following since the depression of 2008. Their goal was to suppress interest rates to make borrowing easier in order to stimulate the…
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Now that the year is almost behind us, let’s turn to my favorite topic, predicting the future. As usual, there were a number of events that occurred at various times during the year, the results of which (1) were completely missed by the media and (2) went totally counter to investor expectations. In case you’ve…
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Now that 2016 is nearly behind us, investors’ thoughts naturally turn to 2017. What return should I expect from my investments next year? The great difficulty in answering that question is that we have limited facts to guide us. Sure, there is a plethora of historical data, as well as economists and media pundits who…
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In my previous post on this topic I explained what beta is, since understanding it is integral to understanding the marketing concept known as smart beta. In this post I’ll address smart beta and whether or not it’s worth allocating your investment dollars to ETFs that utilize it. The concept is fairly simple to explain. …
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