The San Jose Mercury News reported today that Michael Brendan Ferguson of Foster City was arrested for fleecing over 100 investors out of millions via a Ponzi scheme involving ATM machines. One victim told the newspaper that she had lost her entire life savings (over $750,000) in the scam. While Ponzi schemes are nothing new…
Read more
If you have a child, chances are someone in your family has set up a 529 college savings plan for him or her. Most of the thinking involved in setting up a 529 plan revolves around which state’s plan to utilize. Less thought is generally given as to who should own the plan, and the…
Read more
Cognizant Wealth Advisors occasionally publishes guest blogs on our site. Today’s guest blog was written by Allen Hamm, president of Superior LTC, a company that helps people plan for long-term care. He can be reached at 800-400-0577 or at info@superiorltc.com. Note that any opinions expressed in this article do not necessarily reflect the opinions or…
Read more
According to Consumer Reports some 70% of retirees’ net wealth is locked up in their homes. Given that, you’d think that reverse mortgages would be a very popular solution for tapping into all that wealth. Yet prior to 2012, the cost, complexity, and even stigma of utilizing a reverse mortgage have made it the choice…
Read more
Annuities have been getting some bad press in the financial planning community. Financial planners tend to denigrate them due to their cost – “They have way too many fees, many of them hidden” – or due to the fact that they are not hedged against inflation, effectively reducing their usefulness at exactly the time (later…
Read more
Investment companies and the financial media generally spend most of their time focused on returns and other benefits of the various investment opportunities they recommend. Yet when it comes to communicating the risks associated with those investments, the industry is a lot less forthcoming, according to Larry Doyle, author of the book In Bed with…
Read more
Cognizant Wealth Advisors, LLC ("Cognizant") is a dba of Perigon Wealth Management, LLC ("Perigon").
All advisory services are provided by Perigon, a federally registered investment advisor.
For additional disclosures, please visit www.perigonwealth.com.
Important disclosure information is also available at: https://adviserinfo.sec.gov/firm/summary/131037 and https://www.investor.gov/CRS.
© 2025 - Cognizant Wealth Advisors
Recent Comments