The Treasury Department and the Internal Revenue Service announced last week that they will apply the federal “married” tax treatment for same-sex married couples no matter where they live — even in the 37 states that don’t recognize their own citizens’ gay marriages. The guidance is part of the government’s implementation of the June 26…
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I’ve written many times about various things you can do in order to maximize the chances that your post-retirement life turns out to be everything you’ve hoped it could be. What is the number one thing you need to do? In a word, save! And I mean save early, save often, and save as much…
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As a follow up to a blog I wrote a few weeks ago (Do You Really Want to Sell Your Bonds Now?), I thought it would be a good idea to provide a little more data about how bond funds might be expected to perform during periods of rising rates. The following table was developed…
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A new report from the McKinsey Global Institute (MGI) identifies five large-scale investment opportunities that have the potential to increase GDP by over $1 trillion and create millions of new jobs by 2020. MGI came up with these by first analyzing the structural (that is, long-term) causes of the lackluster Great Recession recovery. According to…
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Detroit has recently joined Stockton and San Bernardino in filing for bankruptcy. It’s the largest city in the U.S. ever to go this route. How Detroit resolves its inability to pay in full the promises it has made to creditors and retirees will affect municipal bond holders, the insurers that guarantee such bonds, state and…
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It seems there’s been a lot of news recently around annuities. The latest is a working paper published by Felix Reichling of the Congressional Budget Office and Kent Smetters of the University of Pennsylvania’s Wharton School. It concludes that most people should not buy annuities. This is a controversial finding that is bound to spark…
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