Once again, investment advisor ethics are in the news. A new study from the Diligence Review Corp., a firm that provides due diligence analyses of investments and investment advisors for private and institutional clients, determined that only 10% of the nearly $50 trillion in managed assets is in the hands of companies adhering to the…
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We frequently get this question from many of our clients, so we thought we’d spend a little time explaining why you need to be careful when naming a trust as the beneficiary of an IRA or Roth. The primary reason is that a beneficiary normally gets to “stretch” the distributions from an inherited IRA or…
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Conventional wisdom has it that Republicans are friendlier to Wall Street than Democrats. One might assume, therefore, that when a Republican is in the White House, stock market performance would be better than during a Democratic administration. An interesting 2003 academic research paper by Pedro Santa-Clara and Rossen Valkanov at UCLA’s Anderson School of Business…
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Conventional wisdom among investors today is that emerging markets represent a potentially lucrative opportunity for equity growth as compared to developed markets. The argument is that, because they did not participate in the excessive debt binge of the 1990s and 2000s, emerging market economies are poised to grow faster than those of developed countries like…
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These days it’s not uncommon for a worker to spend his or her career at half a dozen or more companies before retiring. It’s also not uncommon for companies themselves to go through numerous mergers and ownership changes. The odds of record-keeping errors also grow as companies change hands. It’s generally easy to keep track…
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A report by the Urban Institute finds that people retiring today represent the first generation of workers that have paid more in Social Security taxes during their careers than they will receive in benefits after they retire. And this historic shift is expected to get worse for future retirees. When Social Security was first enacted…
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