Risk is a commonly used term when it comes to investing, and its importance cannot be overstated. While we cannot control the returns that we get from our investments, we can and should manage the risk very carefully. As I have written before (Don’t Overlook the Risk of your Investments), there are many different types…
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An article with the provocative title “Why 60/40 Portfolios Are Downright Dangerous Today” caught my eye the other day. It was in a financial planning trade publication targeted to financial advisors and asserted the following: Bonds and stocks used to be negatively correlated with each other but no longer are. Advisors are not making enough…
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What prompted the writing of this post was a radio commercial I heard the other morning while commuting to work. It was from some real estate firm that promised to teach me how to buy, hold, and sell properties with no money down and no risk. Imagine that: no risk! How could anyone turn down…
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The media reported that the Dow’s plunge of 1100 points on Monday was the biggest point drop in history. While that sounds scary, keep in mind that media reports are intended to be dramatic. Put in broader perspective, the percentage drop (which is the more important measure) was 4.6%. That’s the biggest single day loss…
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Pardon me for paraphrasing a catch phrase from a ubiquitously marketed credit card. But were you aware that you actually have a lot of flexibility in terms of the investments you can choose to put into an IRA? Besides stocks, bonds, mutual funds, and ETFs, you can invest in real estate, gold bullion, and in…
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I was speaking with my friend Lisa the other day. She was upset that she had not gotten a better return on her investments in 2017. “Apple [stock] was up over 40%,” she complained, “but I only got 13%.” Ironically, this was the very same person who was panicking in 2009 about the 25% loss…
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