As an investment professional I spend a huge part of my time helping clients to develop investment strategies and to identify specific investments that balance the need for growth with the need for asset preservation. And over time, the value of these efforts pays off by maximizing the likelihood of their being able to live…
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At a wedding in 2007 I met a retired treasurer from a prestigious east-coast university. He told me that all his investments were exclusively in insured municipal (muni) bonds. The returns he received were good, sufficient to cover all his expenses, and were practically guaranteed. But the best part of the muni investments, as he…
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It was forty years ago last week that Jack Bogle and his new firm The Vanguard Group launched First Index Investment Trust, the world’s first index mutual fund available to retail investors. Looking back on it from the vantage point of today, you’d probably be surprised at just how difficult the effort turned out to…
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John Bogle, the founder of Vanguard Group Inc., said in a recent interview with Bloomberg Radio that he expects stock and bond returns to be significantly lower than they’ve been throughout his 87 year lifetime. Historically, according to Bogle, the average annual return for stocks has been about 12%, and for bonds it’s been around…
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Oksana Aronov, a managing director at JPMorgan Chase, is recommending against investing in U.S. Treasuries right now, according to Bloomberg News. Although the ten-year Treasury note is currently yielding 1.58% (at a time when equivalent Japanese and European Central Bank sovereign bonds have negative yields), its real yield (i.e. the yield after factoring in inflation)…
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The Orlando Sentinel reported that the Walt Disney Company retirement plan committee is facing a class-action lawsuit for offering the Sequoia Fund in its portfolio of investment choices for employees. Why? Because Sequoia lost 7.3% last year and is down over 13% this year, mostly due to one bad investment: Valeant Pharmaceuticals. Over the last…
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Cognizant Wealth Advisors, LLC ("Cognizant") is a dba of Perigon Wealth Management, LLC ("Perigon").
All advisory services are provided by Perigon, a federally registered investment advisor.
For additional disclosures, please visit www.perigonwealth.com.
Important disclosure information is also available at: https://adviserinfo.sec.gov/firm/summary/131037 and https://www.investor.gov/CRS.
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