Back in February I wrote a blog about whether or not it makes sense to avoid bonds today (https://www.cognizantwealth.com/2013/02/14/should-you-avoid-bonds-in-todays-environment/). My conclusion was that bonds remain a critically important part of an investment portfolio, but that bond buyers need to be more selective in the current environment. Last month the Fed announced that it is considering…
Read more
Annuities can be a very valuable part of an investment portfolio. Unlike stocks & bonds, they provide guaranteed income for as long as you live (at least to the extent supported by your state’s Life & Health Insurance Guarantee Association). But getting help on what kind of annuity to buy (let alone which one specifically)…
Read more
As of this writing the S&P 500 is once again testing new highs. It’s always valuable at such a juncture to consider the two trends that market returns always follow in order to keep one’s perspective within the realm of rationality. First, there’s cyclical change, best expressed by the adage “What goes up must come…
Read more
I frequently run across ads touting the benefits of utilizing money in your Individual Retirement Account (IRA) to purchase investment property. And it’s not just me. Les Christie in CNNMoney recently reported that amateur investors are buying up homes using cash in their retirement accounts in order to get in on hot housing markets. The…
Read more
One of the problems many employees have faced over the last decade is the rapid disappearance of the traditional company pension plan – also known as a defined benefit (DB) plan – in favor of defined contribution (DC) plans. With DB plans, the investment risk is completely borne by the company, while the opposite is…
Read more
Now that the Powerball lottery has arrived in California, I thought it would be good to talk about the impact of unexpected or sudden wealth on one’s life. We’ve all probably dreamed at one time or another about how fantastic our lives would become if we could only win the lottery. I’ve no doubt there…
Read more
Cognizant Wealth Advisors, LLC ("Cognizant") is a dba of Perigon Wealth Management, LLC ("Perigon").
All advisory services are provided by Perigon, a federally registered investment advisor.
For additional disclosures, please visit www.perigonwealth.com.
Important disclosure information is also available at: https://adviserinfo.sec.gov/firm/summary/131037 and https://www.investor.gov/CRS.
© 2025 - Cognizant Wealth Advisors
Recent Comments