How can that be? Risk tolerance is the amount of risk that each person is comfortable taking with their investment choices. Just because yours is different from someone else’s doesn’t mean it’s wrong. Or does it? To better understand the issue, it helps to recognize that there are actually two ways that risk – as…
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Last year the Kaiser Family Foundation (KFF) surveyed about 1,500 adults regarding their financial preparedness for Long Term Care (LTC). The results were sobering. Less than 40% of the respondents were prepared to cover the cost of help with the various activities of daily living (dressing, bathing, eating, etc.) if needed. And only 28% of…
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After dropping below $800 million at the start of the coronavirus pandemic, the total aggregate credit card balance in the U.S. soared to nearly one trillion dollars as of the end of March this year, according to the Federal Reserve Bank of New York. That’s a new record high and does not bode well for…
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Any disaster – be it a plane crash or a nuclear plant meltdown – is subsequently found to be caused by multiple failures. The Silicon Valley Bank (SVB) demise is no different. Who is to blame and what does this mean for the safety of your money in your bank or brokerage account? Here’s my…
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The New York Times (NYT) just published an article titled “Hospitals and Insurers Didn’t Want You to See These Prices.” That article is the stimulus for this blog. Have you ever remodeled a bathroom? Imagine walking into a plumbing fixtures store only to discover that none of the items have their prices posted. Instead you…
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What we have learned about this virus so far is that it is highly transmissible and that there is an extremely wide range of symptoms. Some who contract it experience no symptoms at all, while others die from it. Hospitalizations can last for weeks or even months. Although the media focus has been on deaths,…
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Cognizant Wealth Advisors, LLC ("Cognizant") is a dba of Perigon Wealth Management, LLC ("Perigon").
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For additional disclosures, please visit www.perigonwealth.com.
Important disclosure information is also available at: https://adviserinfo.sec.gov/firm/summary/131037 and https://www.investor.gov/CRS.
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