Genworth, one of the larger long term care insurers, recently released their 2016 cost of healthcare data. It is based on surveys or interviews with over 3800 licensed home healthcare providers, 1400 adult day health facilities, 6200 assisted living facilities, and 3600 nursing homes across the U.S.  What’s especially useful is the breakdown of costs…
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I know this is a rather grim topic. But the fact is there are numerous risks we all face living in our society, and many people are reluctant to think about, let alone take action on, what’s needed to protect oneself. Here are the top ten causes of death in the U.S. in 2013, as…
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At a speech in Washington a few weeks ago Federal Reserve Chair Janet Yellen declared that a large number of American families are “extraordinarily vulnerable” to financial setbacks because they have few assets to fall back on.  To them, a financial crisis is a month or two without a paycheck.  By contrast, she went on…
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Cognizant Wealth Advisors occasionally publishes guest blogs on our site.  Today’s guest blog was written by Allen Hamm, president of Superior LTC, a company that helps people plan for long-term care.  He can be reached at 800-400-0577 or at info@superiorltc.com.  Note that any opinions expressed in this article do not necessarily reflect the opinions or…
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