If you’ve been working for a midsize or larger employer, chances are you’ve been utilizing a 401(k) to save for retirement. And even if you haven’t, you probably have an Individual Retirement Account (IRA) into which you’ve been saving every year. The great thing about these savings accounts is that the IRS gives you a…
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Traditional Individual Retirement Accounts (IRAs) and Roth IRAs have been around for some time now.   For those of you unfamiliar with the difference, a Roth is the inverse of a traditional IRA.  That is, contributions made to a traditional IRA are tax deductible when made, but taxed when withdrawn, typically beginning at age 71.  With…
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